Namukwaya Rose, Group Loan, ID: 49

She is up for a loan to purchase more stock items for the grocery shop such as Raw plantains (matooke), bag of Irish potatoes and bag of silver fish. This type of fish is very thin in size with a length of 2.5 inches. They are dried on an open rack and sold in a bundle or Sackets of 250g, 500g etc. locally are known as mukene in Luganda and in Zambia are called Kapenta. Rose has been operating this grocery shop for one year and is very confident with the daily business sales. Since she is dealing in perishable products, there chances that some of produces can go back once they overstay on the stall for a week or so. This results into a loss of stock items and definitely shrinking of expected sales revenue. She controls this risk by restocking enough items which are sold in a few days before they go bad.

Loan status
Loan product
Group Loan
Loan amount
UGX 500,000
Repayment period
Repayment interval
Grace period

Create date
Published date
Auction end date
Disbursement date

Disbursement fee
4.00 %
Interest commission
15.00 %
Lender interest limit
12.00 %
Average lender interest
6.82 %
Cost for business
UGX 46,107
APR (Annual percentage rate)
43.00 %

Client name
Namukwaya Rose
Client description
Rose is a female client born in 1979, resident of Kajjansi “C” cell and serves as the chairperson of the group. She sells groceries.
Client images
Due diligence status
Mukama Afayo
Mukama Afayo, it's in Luganda language but in English it means God cares. The groups is located in Kajjansi “C” Cell (village) south of Kajjansi market in a distance of 0.5km from Kajjansi town.
This name is in Luganda language and it’s an official reknown tittle for one of the sub counties in Buganda Kingdom known as Makindye. During the active reign of the King of Buganda, he had given official local names to different sub countries within his area of jurisdiction for purposes of easy identification and importance to his kingdom. The name still stands even today.
Officer Name
Waca Ivan

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