Nattembo Melida, Group Loan, ID: 40

She is up for a loan to purchase more food stock items such as pumpkins, sweet potatoes, yams and cassava. The food stall is situated in an open area in the market and she uses an umbrella as a temporary shelter. She suffers from rain water and heat but does not affect her sales. She has been operating the business for 19 years which indicates a sign of business stability. In addition, she also owns a vegetable stall and rents it to someone at UGX 40,000/ per month. The demand for her food produce is readily available in the Kajjansi town and surrounding areas.

Loan status
Loan product
Group Loan
Loan amount
UGX 500,000
Repayment period
Repayment interval
Grace period

Create date
Published date
Auction end date
Disbursement date

Disbursement fee
4.00 %
Interest commission
15.00 %
Lender interest limit
12.00 %
Average lender interest
1.70 %
Cost for business
UGX 40,345
APR (Annual percentage rate)
36.92 %

Client name
Nattembo Melida
Client description
Melida is a female client born in 1976, resident of Bweya Central Cell. She Owns and operate a food stall in Kajjansi market. She has been doing this business for 18 years.
Client images
Due diligence status
Kajjansi IV
This group is made up of members who are working in Kajjansi market especially in the raw food section open area. They use temporary shelters on their stalls like umbrellas to prevent themselves and produces from direct heat from the sun and heavy rain.
This subgroup is called mirembe which means peace in Luganda language. These members came together in a peacefull spirit to work hard and improve on their standard of living through accessing micro business loans from SMUG.
Officer Name
Waca Ivan

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