She is looking for a business loan to restock her stall with items like boxes of tomatoes, green peppers, carrots, onions and more pieces of clay products like charcoal stove. The vegetables items are perishable and clay products are fragile. She buys those items in small quantities in response to the expected demand in Kajjansi market so that can be bought in two or three days before they go bad since traders in the market have no cooling rooms for such perishables. So, there is a risk potential where vegetables can go bad, business looses customer goodwill, sales go down and eventually face repayment problems of the loan. The purchase of additional stock items using a group loan will help the business to be fully stocked with all items, attract customers and increase daily sales. As the business moves on, she will be able to increase on her income and expansion of the business.
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Operates a stall in Kajjansi market which sells vegetables
Kajjansi II is a group of traders who came together to secure small loans to inject in their small businesses under one umbrella group. Members in the group own vegetable and fish stalls in Kajjansi market.
It is a subgroup consisting of 5 members operating in Kajjansi market and these members took loans in the first cycle. In the second cycle, only 3 group members who have taken a second (repeat) loan.