Nalubwama Oliver, Group Loan, ID: 39

She is looking for a loan to restock her stall with vegetables such as tomatoes, egg plants, cabbage, green pepper and other household consumables such as a box of soap, carton of salt, sugar, bomber of cigarette and charcoal. When vegetables and bananas are not sold in a week or so, there is a risk that they can go bad since she has no fridge to keep them. However, it’s good that she has customers and hardly experiences over stayed stock.

Loan status
Loan product
Group Loan
Loan amount
UGX 200,000
Repayment period
Repayment interval
Grace period

Create date
Published date
Auction end date
Disbursement date

Disbursement fee
4.00 %
Interest commission
15.00 %
Lender interest limit
12.00 %
Average lender interest
12.00 %
Cost for business
UGX 20,696
APR (Annual percentage rate)
49.15 %

Client name
Nalubwama Oliver
Client description
Oliver is a female client born in 1977, resident of Bweya Central Cell. She operates a vegetable and charcoal stall in the same place where she lives.
Client images
Due diligence status
Kajjansi IV
This group is made up of members who are working in Kajjansi market especially in the raw food section open area. They use temporary shelters on their stalls like umbrellas to prevent themselves and produces from direct heat from the sun and heavy rain.
This subgroup is called mirembe which means peace in Luganda language. These members came together in a peacefull spirit to work hard and improve on their standard of living through accessing micro business loans from SMUG.
Officer Name
Waca Ivan
Group members
Group Disbursement Date Name Status Relation
Kajjansi IV/Mirembe 3/25/2019 Nakiboneka Sarah Repaid Chairperson
Kajjansi IV/Mirembe 3/25/2019 Nalubwama Oliver Repaid Member
Kajjansi IV/Mirembe 3/25/2019 Nattembo Melida Repaid Member
Kajjansi IV/Mirembe 3/25/2019 Namugenyi Annet Repaid Treasurer
Kajjansi IV/Mirembe 3/25/2019 Ssemakula Patrick Repaid Secretary

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