Nalubwama Alice, Group Loan, ID: 114

Alice is running a Dry Fish Stall in Kajjansi market and has been doing it since 2005. She needs a group loan to add more stock items of smoked fish especially of types Nile perch and Tilapia. The business stock will increase which had shrunk during COVID-19 lockdown period as much of her capital was used for consumption smoothing. Each smoked Nile perch fish cost between UGX 8,000/-22,000/ depending on the size. Recently, she has been buying stock from suppliers who deliver to Kajjansi market considerably at high prices but since transport was eased, she will buy directly from fishermen at Kasenyi landing site to have the option to choose good quality fish at relatively low prices other than buying from middle men. She preverves the fish by continuously smoking it on charcoal stove.

Loan status
Percent repaid
18 %
Loan product
Group Loan
Loan amount
UGX 500,000
Repayment period
Repayment interval
Grace period

Create date
Published date
Auction end date
Disbursement date

Disbursement fee
5.00 %
Interest commission
20.00 %
Lender interest limit
12.00 %
Average lender interest
10.73 %
Cost for business
UGX 60,681
APR (Annual percentage rate)
60.10 %

Client name
Nalubwama Alice
Client description
Nalubwama Alice is a female business owner born in 1966 and a resident of Kajjansi Cell“A”. she is a member of Kajjansi group 3 of subgroup Tusitukiremu. Alice is operating a smoked fish stall in Kajjansi market. The stall is situated in a temporary umbrella make shift which makes it prone rain water, dust and wind. Fish is a perishable item, so she keeps on smoking them on a charcoal stove as a way of preserving them. She sells fish to walk-in customers and people who are operating restaurants and food joints in Kajjansi town.
Previous loans
Id Date Amount Status Link
26 01-05-2019 UGX 800,000 Repaid show
Client images
Due diligence status
Kajjansi VI
Group members are residents of Kajjansi town council of whom Four members operate stalls, one member owns a retailshop inside the market and another has a stall outside the maket.
Officer Name
Waca Ivan
Group members
Group Disbursement Date Name Status Relation
Kajjansi VI/Four 10/8/2020 Mubiru Dickson Disbursed Member
Kajjansi VI/Four 10/8/2020 Zawedde Winnie Disbursed Chairperson
Kajjansi VI/Four 10/8/2020 Nayiga Sharifa Disbursed Member
Kajjansi VI/Four 10/8/2020 Nantongo Rose Disbursed Member
Kajjansi VI/Four 10/8/2020 Nalubwama Alice Disbursed Member

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