She is looking for a business loan to buy more stock items such as a box of tomatoes, green peppers, carrots, onions , cabbages, mingling sticks, frying spoons, clay products like charcoal stoves and lots of other kitchen utensils. Some of these stock items are perishable while others are not. Perishable items cannot stay on the stall for so long. She buys those items in relatively small quantities in proportion to the anticipated demand in Kajjansi market so that the stock can flow in a few days since traders in the market have no cooling rooms for such perishables. So, there is a risk potential of vegetables going bad, business looses customer goodwill, sales go down and eventually face delinquent problems in paying back the loan. The additional stock items purchased using a group loan will help the business to be fully stocked, attract customers and increase daily sales. As the business progresses, she will be able to increase on her income and business growth.