Active loans


Sseguku Microfinance
The purpose of the loan is to Purchase a Laptop to be used for office work in Uganda. In early Oçtober this year we had a robbery at home in Sseguku and all our Laptops were stolen onto which Backoffice application used for loan management was installed. Currently, our office in Uganda lacks a good computer to run a Backoffice Application, communication using skype/email and office tools like word, excel etc. Therefore, we seek for a loan from lenders to purchase a laptop that will be used to process loans for our clients and other office activities.
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UGX 516,699
2 Monthly
10.00 %
OnTrack
65.55 %

Nalugo Angela
She needs a loan to purchase items such as food stuff, Flasks, cups and plates.
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UGX 36,616
Delayed
1.00 %
Delayed
95.42 %

Ssegawa Margret
She is seeking for a loan to buy more stock items such as Beer, soda and water.
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UGX 372,285
Delayed
11.95 %
Delayed
62.77 %

Nalubwama Alice
She needs a group loan to restock her Fish Stall with smoked Nile parch and Tilapia types. She breaks and sell some of the fish in small pieces while others are sold as a whole. She preserves the fish by continuously smoking them to avoid going bad. However, her stall is in an open area at the rear side of the market where she uses an umbrella to protect the fish stall and herself from rain water and sunshine. So, in case of heavy rainfall, she can be inconvenienced and make the stock wet which would give her extra burden to buy more charcoal to dry the fish. Otherwise, the weather change has little impact in general to her business. She mainly sells her smoked fish to walk-in customers in the market and local restaurants who provides a stable demand. She has been operating this business for 14 years which indicates that she has mastered the art of doing business.
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UGX 469,234
14 Weekly
7.55 %
OnTrack
41.35 %

Namuyiga Rehemah Gilly
She needs a loan to purchase more stock items such as plastics, salt, sanitary pads, soap, cooking oil, sugar and eggs. Rehemah needs a loan to inject in her retailshop but not in the fish business.
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UGX 44,900
Delayed
11.96 %
Delayed
95.51 %

Kyamagero Ruth
Ruth is looking for a loan to restock her stall with items like Potatoes, Banana plantains (matooke), charcoal and vegetables such as tomatoes, egg plants, cabbage, green pepper etc. When vegetables and bananas are not sold in a week or so, there is a risk that they can go bad since she has no fridge to keep them. However, It’s good that she has many customers and hardly experiences over stayed stock.
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UGX 601,651
Delayed
7.90 %
Delayed
39.83 %

Akello Barbara
She is up for a loan to purchase more stock items like Bedcovers, Bedsheets and adult wears (Jumpers). She intends to add on new product lines on her old stock. Mobile markets where she operates are gazetted once in a week in each of the mentioned location above respectively. Sales vary according to the location and weather condition of the day since she operates in an open stand. When it rains heavily, few customers would turn up while in a good weather, many customers show up to buy which exponentially determine sales.
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UGX 197,719
Delayed
7.90 %
Delayed
60.46 %

Nakira Milly
Nakira is up for a loan to restock the school canteen with a variety of items such as a bag of Irish potatoes, Cassava and 20 litter jerrican of cooking oil. She has gained working experience in doing this business for ten years which makes her comfortable in managing it. The business is active during school term which began a month ago. The business sales slowdown when the school breaks for holidays. The demand of drinks, snacks, food and stationary materials is readily available from students and teachers at school.    
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UGX 177,313
7 Weekly
7.90 %
OnTrack
70.45 %

Nakitto Hafiswa Male
Hasifwa needs a loan to purchase more stock items such as crates of sodas, bag of sugar (50kg) and a carton of wheat flour. She has operated the retail shop business for four years. The shop is situated in a strategic area with Kajjansi Secondary school on the right amidst a residential area. So, demand is readily available. However, the business may face a marginal risk of power cuts which may occur once or twice a week in a lapse of one hour or so. It may affect her fridge which is not guarded against surging power and content as well which may consequently slow down her business sales.
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UGX 202,896
Delayed
7.90 %
Delayed
49.28 %

Birungi Justine
Birungi needs a group loan to purchase utensils such as sauce pans, plates, folks and some food stuffs like Irish potatoes, matooke, rice and meat. She has been operating the business of a local restaurant for 1 year, so she has obtained enough experience in managing the business. Justine said, she has many customers but constrained with little food to serve them due to limited capital. She serves break-fast and lunch every day for seven days a week. She specializes in local food such as banana plantains locally known as Matooke in Luganda language, Rice etc. with beef stew, chicken stew, beans, fish stew and ground nuts paste stew. There are no major risks on the business and market is readily available.
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UGX 313,350
Delayed
7.34 %
Delayed
60.83 %

Nakiboneka Sarah
She needs a group loan to purchase a popcorn machine. She has been operating the food stall business and retail shop for ten years. She has fully obtained experience in the various dynamics affecting the business but also aware of the areas can help the business to flourish. She attends to her food stall in the morning hours and leaves before noon every day. She said there are very few customers in the subsequent hours of the day. She also has a retail shop back at her home of residence which she attends to after working in the market. She plans to put the popcorn machine at her retail shop. The demand for popcorns is readily available among school going children and customers have been asking for them for so long. The machine runs on power and she normally experience power cuts like 3 times a week on an average of one hour per interval. This risk may affect the production flow of popcorns but she will produce more when power is available to ensure that sales are not affected.
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UGX 128,063
Delayed
11.98 %
Delayed
57.31 %

Nalubwama Oliver
She is looking for a loan to restock her stall with vegetables such as tomatoes, egg plants, cabbage, green pepper and other household consumables such as a box of soap, carton of salt, sugar, bomber of cigarette and charcoal. When vegetables and bananas are not sold in a week or so, there is a risk that they can go bad since she has no fridge to keep them. However, it’s good that she has customers and hardly experiences over stayed stock.
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UGX 77,860
9 Weekly
12.00 %
OnTrack
61.07 %

Nattembo Melida
She is up for a loan to purchase more food stock items such as pumpkins, sweet potatoes, yams and cassava. The food stall is situated in an open area in the market and she uses an umbrella as a temporary shelter. She suffers from rain water and heat but does not affect her sales. She has been operating the business for 19 years which indicates a sign of business stability. In addition, she also owns a vegetable stall and rents it to someone at UGX 40,000/ per month. The demand for her food produce is readily available in the Kajjansi town and surrounding areas.
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UGX 187,488
9 Weekly
1.70 %
OnTrack
62.50 %

Namugenyi Annet
Annet needs a loan to buy chicken feeds. She has been doing this business for two years with no major setbacks. However, she is faced with the challenges of providing medication to chicks and feeding regularly to maintain stable growth and production of eggs on a daily basis. Right now, the chicks are still growing but she owns a garden for food produces such as banana plantains (matooke), sweet potatoes and cassava. The proceeds from the garden will sustain the loan.
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UGX 70,209
9 Weekly
11.75 %
OnTrack
64.90 %

Ssemakula Patrick
SSemakula needs a loan to repair his motocycle to be used for transport services locally known as bodaboda. The motorcycle broke down and he has been keeping at home. He wants to repair and put it back on the road. He also runs a food and vegetable stall in Kajjansi market. Patrick also owns a garden back home for produces such as sweet potatoes, egg plants, tomatoes and bananas. However, he lamented that proceeds from the garden are not stable because when the farm production is high then prices go down while during extensive drought production is low and of poor quality which culminates to low sales.
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UGX 86,719
Delayed
12.00 %
Delayed
56.64 %

Nakate Cate
She is seeking for a group loan to purchase input food stuffs such as 3 bags of Irish potatoes, bag of charcoal and charcoal stove. She fries chips served with either chicken, liver or plain in Kajjansi market during day while in the evening she shifts to the road-side. During that time there are many customers in bars along the road in the town center who need snacks. The stall is situated in an open area of the market but she uses an umbrella to protect herself. She has been doing this business for 10 years and she hopes to expand. The market has high prospects.
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UGX 715,702
Delayed
9.80 %
Delayed
28.43 %

Nabitosi Jane
Nabitosi is up for a loan to restock her retail shop with items such as crates of beer, crates of soda and cartons of drinking water. She also sells other household consumable items. There are no major risks to the business and market is readily available.
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UGX 652,934
Delayed
12.00 %
Delayed
34.71 %

Nakagiri Harriet
Harriet needs a loan to buy more vegetable items such as tomatoes, cabbage, onions, oranges and sweet bananas. She has been operating this business for 19 years and she is confident about the performance of the business.  
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UGX 238,554
14 Weekly
6.50 %
OnTrack
40.36 %

Mucunguzi Alex
Alex needs a loan to purchase 4 bags of charcoal to restock his business. He has been doing this business for 2 years. In addition, he makes chapatti for sales which provides him an additional daily income. Charcoal business is a bit sensitive as it causes deforestation which in turn affects the environment. Suppliers of charcoal are faced with incidents of regular arrests from environment protection police especially if they don’t have operation license. In general charcoal has a high demand since many of the households are using as the cheapest source of energy.
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UGX 299,720
14 Weekly
12.00 %
OnTrack
40.06 %

Kiggundu Hassan Waswa
Hassan is up for a loan to restock his retail shop business with items such as three bags of sugar (50 kg each), five bags of rice (100 kg each) and a carton of wheat. He has been operating this business for three years. The shop is located opposite the truck terminal approximately 100 meters away from Entebbe road on the left of the fly-over bridge in Kajjansi town. In addition, he was working before with his family business shops located in Kajjansi market. So, he has wide experience in doing this business. He supplies goods especially consumables to local restaurants around his area of operation on credit and they pay him on the following day when they are picking more items for the day. In fact, he wanted a bigger loan to stock more items but he could not exceed our limits. The shop is stocked with household consumables like sugar, rice, cooking oil, flour, soap, electronics etc. He cited that due to high demand, he needs a big capital to purchase large amount of stock from big suppliers in Kampala city than frequently buying from small distributors in Kajjansi town whose prices more than double the actual prices.
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UGX 541,559
14 Weekly
11.97 %
OnTrack
45.84 %

Bisirikirwa Annet
Bisirikirwa needs a loan to purchase more stock items such as two bags of Irish potatoes, one box of tomatoes, one bag of onions and one bag of onions. She operates this business outside, at the edge of Kajjansi market and sells the produces in bulk like wholesaler mainly to vegetable andraw food stall retailers in Kajjansi market. The business operation starts very early in the morning at 5.00 AM to 9.00 AM and close for the day. She spends the rest of the hours during the day ourchasing and gathering vegetables, raw food stuff and fruits from farmers for sale the following day. Annet has been operating this business for five years. However, she mentioned that transporting the produces from farmers is challenging. Sometimes she would fail to get a taxi whose transport fares are relatively cheaper and uses a Boda-boda (motor cycle transportation) which is expensive. At the end of the day it affects her daily sales.  
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UGX 635,837
Delayed
6.60 %
Delayed
36.42 %

Namukwaya Rose
She is up for a loan to purchase more stock items for the grocery shop such as Raw plantains (matooke), bag of Irish potatoes and bag of silver fish. This type of fish is very thin in size with a length of 2.5 inches. They are dried on an open rack and sold in a bundle or Sackets of 250g, 500g etc. locally are known as mukene in Luganda and in Zambia are called Kapenta. Rose has been operating this grocery shop for one year and is very confident with the daily business sales. Since she is dealing in perishable products, there chances that some of produces can go back once they overstay on the stall for a week or so. This results into a loss of stock items and definitely shrinking of expected sales revenue. She controls this risk by restocking enough items which are sold in a few days before they go bad.
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UGX 335,499
16 Weekly
6.82 %
OnTrack
32.90 %

Nayiga Matida
Nayiga needs a group loan to purchase a water sink used for washing customers’ hair and weaves. She has been operating this business for 3 years since 2016 and she employees 2 people who earns a monthly salary. She is well known in the area for helping women to retouch, hair plaiting as well as manicure and pedicure. The business is dependent on the availability of power and whenever it goes off, it affects her sales income since she has no power backup.
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UGX 678,838
Delayed
5.00 %
Delayed
32.12 %

Namugerwa Oliver
Oliver is looking for a group loan to buy 2 Jerricans of cooking oil (20 liters each), bag of charcoal, bag of rice and 2 cartons of wheat. She makes snacks like chapati, mandazi and other eatables. She has been doing this business for year and sales are very promising due to the demand available. She makes snacks that are finished in day to avoid risks of storage.
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UGX 335,613
16 Weekly
7.00 %
OnTrack
32.88 %

Babirye Annet
To purchase more food items for the restaurant such as one bag of plaintains(matooke), one bag of Irish potatoes, 3kg of meat and 4kg of rice. She will also buy stock items for the chapati stall with items such as 2 cartons of wheat and 20 lilter Jerrican of cooking oil. Annet has been operating these 2 businesses since 2018 and she is very comfortable with the business' performance trend. The businesses are situated in Kajjansi town along Entebbe road. They open in the evening starting from 6.00 pm to 11.00 pm and she works 7 days a week. There is readily available demand for night revelers. However, the businesses are operating in an open space along the street under temporary strustures. In case of heavy rainfall, it may stop her from operating normally, delay her in making preparations and disperse customers. All these can put the businesses at stake of generating low sales.
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UGX 407,331
16 Weekly
8.00 %
OnTrack
32.11 %

Nakimbugwe Haawa
She needs a loan to buy more stock items such as a box of tomatoes, green peppers, carrots, onions, avocado, frying pans, backets, sissal strings, food containers, hangers, bee honey, rat traps, plastic cups and more pieces of clay products like charcoal stove. Most of these stock items are perishable and cannot stay on the stall for so long. She buys those items in relatively small quantities directly proportional to the anticipated demand in Kajjansi market so that can be bought in two or three days before they go bad since traders in the market have no cooling rooms for such perishables. So, there is a risk potential where vegetables can go bad, business may loose customer goodwill, sales go down and eventually face delinquent challenges in paying back the loan. The additional stock items purchased using a group loan will help the business to be fully stocked with all items, attract customers and increase daily sales. As the business progresses, she will be able to increase on her income and business growth. This is Haawa's second loan with Sseguku Microfinance.
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UGX 915,078
18 Weekly
10.12 %
OnTrack
23.71 %

Nabagala Phiona
She needs a business loan to buy a box of tomatoes, green peppers, carrots, onions and fruits like passion fruits, pineapples, 30 units of watermelon, oranges, mangoes, pumpkins and frying pans. She restocks the business in small quantities twice a week in line with the demand in the market so that can be bought fast before they go bad since traders in the market have no cooling rooms for such perishables. So, there is a risk potential where vegetables can go bad, business may loose customer goodwill, sales may go down and eventually face delinquent challenges in paying back the loan. The additional stock items purchased using a group loan will help the business to be fully stocked with all items, attract more customers and increase daily sales. As the business carries on, she will be able to increase on her income and business growth. This is Phionah's second loan with Sseguku Microfinance.
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UGX 459,206
Delayed
8.13 %
Delayed
23.48 %

Nantongo Rose
She is up for a group business loan to buy more stock items of smoked fish of types Tilapia, Nile perch and silver fish. She buys fish in small quantities to match the demand in the market. So, there is a risk potential where fish can go bad, in case of under size fish, the stock can be seized by the fisheries authority, sales may go down and  face loan repayment problems. The additional stock will help the business to be fully stocked with smoked fish and increase on daily sales. As the business progresses, she will be able to earn a better income and expand the business. This is Rose's second loan with Sseguku Microfinance.
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UGX 836,682
18 Weekly
7.86 %
OnTrack
23.94 %

Bukirwa Faith
She needs a business loan to buy a head drier, water sink (big size), natural and artificial types of hair weaves as well as some varieties of cosmetics.  However, she experiences irregular power supply in a few days a week which tend to affects weekly sales because the business is entirely dependent on power. The lapses of power cuts may altogether sum up to 1-3 hours a week. The business is very promising. She also runs a clothes stall in Owino market in Kampala city where she earns some additional income.
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UGX 1,106,383
22 Weekly
3.79 %
OnTrack
7.77 %

Namulondo Fatumah
She needs this loan to buy more stock items such as oranges, tomatoes, greenpeppers, carrots, sackets of small onions, garlic, bag of ground nuts paste and bag of silver fish.  There is a risk potential where vegetables may go bad and sales go down but she tries to buy the salable quantities of items.
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UGX 924,315
22 Weekly
11.07 %
OnTrack
7.57 %

Nagombe Edith
She is looking for a business loan to restock the vegetable stall with items such as a box of tomatoes, green peppers, carrots, onions, bananas and ground nuts. She buys those items in small quantities to match with the demand in the market so that can be bought in less days before they go bad.  Otherwise, the business is doing well.
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UGX 1,000,000
24 Weekly
8.80 %
OnTrack
0.00 %

Bantaliza Williams
He is looking for a business loan to buy more chickens for roasting, charcoal, spices and vegetables as well as one more chicken roasting machine. He operates a chicken roasting stove outside Kajjansi Market parking yard while targeting customers in the evening. His business is very promising because he sells all the chickens stocked for the day. The roasting stove uses charcoal, so there is only marginal risk of weather changes in case it rains since is operating in uncovered stand making him prone to the adverse weather changes. The group loan will enhance his business to grow and increase sales per day.
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UGX 1,200,000
24 Weekly
9.00 %
OnTrack
0.00 %

Nanyonga Florence
She is looking for a business loan to buy more stock items to re-stock the craft stall with items like baskets, sticks, table mats, pieces of bark clothes and herbals. The business has readily available market for both local and international buyers. The business poses no risk as the stock items are dry and kept under a covered stand. She hopes to use the group loan to accerelate the business growth and achieve increased sales revenue.
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UGX 1,200,203
24 Weekly
7.68 %
OnTrack
0.00 %

Namusoke Najjuma
She operates two businesses under one stall. These include Cooked food and tea business as well as a vegetable stall for which she needs a loan to restock it with items such as a box of tomatoes, onions and green pepper. She has been doing these businesses for two years since the year 2017 and she is comfortable with the business performance. The businesses have no major risks.
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UGX 300,000
24 Weekly
5.72 %
OnTrack
0.00 %

Namusisi Sarah
She needs this business loan to buy a cow for producing milk she uses in the business of serving tea. It's zero grazing type of cow she needs to buy to help her in reducing the costs of buying the milk she uses for tea. Her school going children will her in looking after the animal in terms of feeding it.
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UGX 641,922
22 Weekly
4.14 %
OnTrack
8.29 %

Namirembe Rose
 She intends to use the group loan to expand the business with items such as a bag of plantains (matooke), meat, Irish potatoes, Rice and bag of maize flour. She operates a food vending stall in Kajjansi market where she sells local cooked food particularly for lunch and breakfast. She employs two staff who help her to supply cooked food to customers in their convenient work places like shops, offices etc. She has been doing this business for 9 years and is confident that the business will continue doing well. . The market is readily available but in some few days she experiences low customer turn up.
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UGX 916,563
22 Weekly
11.87 %
OnTrack
8.34 %

Nalwanga Christine
She needs a group loan to restock the Drinks business with items such as 3 crates of sodas, box of drinking water, two boxes of minute aid juice and box of AFIA juice. Christine has been doing this business since the year 2002 and has mastered the art of doing this business. The demand is readily available in Kajjansi market. However, it's no all rosey, sometime she experiences low customer turn-up especially during the muslim fasting period during day time and during rainy days as customers tend not to take cold drinks. Consequently, when hand made fruit juice has stayed for a day or so, she has to give it out for free or pour it. It's construed as a financial loss to the business. But it does not occur very often though.
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UGX 646,305
22 Weekly
12.00 %
OnTrack
7.56 %