Active loans


Kyamagero Ruth
Ruth is looking for a loan to restock her stall with items like Potatoes, Banana plantains (matooke), charcoal and vegetables such as tomatoes, egg plants, cabbage, green pepper etc. When vegetables and bananas are not sold in a week or so, there is a risk that they can go bad since she has no fridge to keep them. However, It’s good that she has many customers and hardly experiences over stayed stock.
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7.90 %

Nakate Cate
She is seeking for a group loan to purchase input food stuffs such as 3 bags of Irish potatoes, bag of charcoal and charcoal stove. She fries chips served with either chicken, liver or plain in Kajjansi market during day while in the evening she shifts to the road-side. During that time there are many customers in bars along the road in the town center who need snacks. The stall is situated in an open area of the market but she uses an umbrella to protect herself. She has been doing this business for 10 years and she hopes to expand. The market has high prospects.
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9.80 %

Kansiime Sarah
Sarah needs a group loan to restock her retail shop business with items such as a carton of salt packets, 50 kg bag of sugar, 100 kg bag of maize flour, box of laundry bar soap and 20-liter jerrican of cooking oil. She has been running the business for one year and it’s situated in a good location with many customers. Sarah shares her house with the business, she operates the shop in the front room touching on the road side and sleeps in the room behind the shop but rent fare for the two rooms is paid differently.  She has a fridge in her shop to keep all the perishable products safe. So, the business has low probability of risk.
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8.30 %

Nakaweesa Christine
She is looking for a group loan to purchase more stock items for the business such as 2 bags of sugar (50kg each), 2 Jerricans of cooking oil (20 Liters each) and bag of rice. Christine is a teacher and employees a shop attendant to run the business and pays her a monthly salary. She started the business in 2017 and it’s now two years in operation. The shop sells household ordinary consumable items and it’s strategically located in a fairly populated residential area. The demand is readily available in the area. There is no major risk for the business since the flow of stock has a high turnover.
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9.50 %

Lubega Tracy Teddy
She is up for a loan to restock her retail shop with items such as stationery especially primary exercise books, manilas, pencils. Other items include a 50kg bag of sugar, 20L Jerrican of cooking oil, bag of rice and detergents. She is a teacher by profession and spends most of the time at the school but she employees a shop attendant to run the shop which is an alternative source of income. The shop attendant is a family member and she has not yet started paying her since she is still on a probation. The business has been in operation for one year and demand for goods is readily available. The shop is for locally desired household consumable items. The officer did not notice any major risk for the business but observed that stock items were scanty in the shelves with many customer walk-ins. The shop is located in a residential area with only one more shop in a radius of 100m.Tracy also owns a school called New Generation junior school with approximately 100 pupils located right opposite the shop.
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10.84 %

Nakanwagi Phionah
She needs a loan to buy more food items for the Food stall business such as a bag of plantains (matooke), box of tomatoes, onions and vegetables. She attends to this business during day from 8.00 am-6.00pm and later in the evening she operates a sewing machine (tailoring) so as to earn some additional income. She has been operating these businesses for 2 years. The demand for raw food is readily available. However, all the stock items are perishable by nature and she has no fridge to keep them longer. When plantains (matooke) over stay for a week or so days, they start ripping by turning yellow making them not suitable for food and culminates into a financial loss.
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9.64 %

Namutebi Shamim
Namutebi is seeking for a group loan to restock the food stall with raw food item such as three bags and ten bunches of plantains (matooke). She is operating the Raw food stall in Kibuye market located 1km from Kampala city center along Entebe road and has been doing this business for year. She is okay with the performance of the business. Since she is dealing in perishable food stuff, there is a likelihood that if the plantains overstays on the stall from 3 days or so, some of them may start getting ripe and cause a financial loss in the business but she mitigates this risk by securing a stock level that can be sold in less than 3 days.
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9.84 %

Nabagala Nuruh
Nabaggala needs a group loan to buy more stock items in particular clothes such as skirts, children wears and women inner wears. She is doing the business in Kibuye town, a suburb located 1km away from the city center Kampala, a long entebe road. The nature of her business is mobile, she carries a luggage of different types of clothes and walk from one street to another selling door to door until the end of the business day. She keeps her luggage in Kibuye town with a relative and does not charge her any storage fee. Nuruh started this business in 2011 and it’s now eight years in operation. She was very proud to say that the business earns her a good income with less expenses since she is not renting a shop, paying market dues nor paying salary for any staff.
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12.00 %

Nakato Brenda
She is up for a loan to increase on the number of input items used for the two businesses such as three chickens, one bag of charcoal, 20 litters Jerrican of cooking oil and half a bag of Irish potatoes. These iteShe is doing the business at her family premises rendering her to incur no expenses for rent and has been in the business for three years. The demand for snacks like chips, fried chicken, chapati especially Rolex chapati is exponentially high.
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11.92 %

Zawedde Sylvia
Sylvia needs a loan to buy more food items for the Food stall business such as a bag of Irish potatoes, boxes of tomatoes, bags of plantains, French beans, oranges, passion fruits and a bag of silver fish. She has been doing this business for eight years and that demonstrates that she has mastered the art of doing it well. Besides dealing in perishables, there are no major risks facing the business.
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3.11 %

Nalwadda Aidah
Aidah is seeking for a group loan to buy stock items for the restaurant such as Onions, Crates of soda, cartons of drinking water and a bag of Irish potatoes. She has been doing this business for many years since 1990 and she is well versed with the business performance trend. The business is located in the Line market right opposite Kajjansi market and she serves customers within and outside the market. The business has no major risks and demand of food and drinks is readily available.
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6.81 %

Nakidde Hadijah
Hadijah is seeking for a group loan to buy two bags of silver fish and some vegetables like tomatoes. She has been doing this business for nine years. The small amount of silver fish is sold at the stall but the large amount is sold in an external market in Kayunga district about 50km away from Kajjansi town towards Eastern Uganda on Jinja road. She is also planning to divest in a new market in Soroti district to sell silver fish there in the near future. Otherwise, the business is okay.
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7.00 %

Nakimbugwe Haawa
She needs a loan to buy more stock items such as a box of tomatoes, green peppers, carrots, onions, avocado, frying pans, backets, sissal strings, food containers, hangers, bee honey, rat traps, plastic cups and more pieces of clay products like charcoal stove. Most of these stock items are perishable and cannot stay on the stall for so long. She buys those items in relatively small quantities directly proportional to the anticipated demand in Kajjansi market so that can be bought in two or three days before they go bad since traders in the market have no cooling rooms for such perishables. So, there is a risk potential where vegetables can go bad, business may loose customer goodwill, sales go down and eventually face delinquent challenges in paying back the loan. The additional stock items purchased using a group loan will help the business to be fully stocked with all items, attract customers and increase daily sales. As the business progresses, she will be able to increase on her income and business growth. This is Haawa's second loan with Sseguku Microfinance.
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10.12 %

Namulondo Fatumah
She needs this loan to buy more stock items such as oranges, tomatoes, greenpeppers, carrots, sackets of small onions, garlic, bag of ground nuts paste and bag of silver fish.  There is a risk potential where vegetables may go bad and sales go down but she tries to buy the salable quantities of items.
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11.07 %

Namirembe Rose
 She intends to use the group loan to expand the business with items such as a bag of plantains (matooke), meat, Irish potatoes, Rice and bag of maize flour. She operates a food vending stall in Kajjansi market where she sells local cooked food particularly for lunch and breakfast. She employs two staff who help her to supply cooked food to customers in their convenient work places like shops, offices etc. She has been doing this business for 9 years and is confident that the business will continue doing well. . The market is readily available but in some few days she experiences low customer turn up.
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11.87 %

Zalwango Florence
To restock the business with items such as 10 bags of charcoals, variety of vegetables and chicks. Florence is operating a vegetable and charcoal stall in Lweza B cell where she lives. She is also keeping free range chickens for sale. She has been doing this business since 2010. The business has no major risk that can put the loan at stake.
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7.93 %

Nalubega Amisa
She is up for a group loan to buy more stock items such as 8 bags of charcoal, tomatoes, onions and Irish potatoes. She is operating a charcoal and vegetable stall and has been doing it for 2 years. she is a director of studies for Bishop sisto Mazolidi secondary school. She attends to this business during school holidays but she she employs a relative who attends to it full time. The business has no major risk.
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8.20 %

Nabukeera Babrah
To restock the business with 13 bags of charcoal. Babrah has been doing this business since the year 2000 and she looks to well versed with the business. in addition, she is selling vegetabes, fruits and snacks as an additional income. The business is in the middle of a residential area, so the demand is readily available. The business is not exposed to any apparent risks.
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7.71 %

Nagawa Irene
She needs a loan to increase on the cash money and float to be used to pay out to customers who withdraw money or send money. The business is in Lweza B cell (village) and She has been doing this business for one year. People use mobile money agents also to buy airtime and paying for utilities. The business is in a good location and has no major risks.
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11.96 %

Nanfuuna Agnes
She is looking for a group loan to restock the business with more bags of charcoal. In addition, she sells vegetables, raw food and snacks. The business is in Lweza B cell where she lives. She has been doing this business since 2009 and she is comfortable with the performance. There are no major risks facing the business.
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4.71 %

Nalwanga Christine
She needs a group loan to restock the Drinks business with items such as 3 crates of sodas, box of drinking water, two boxes of minute aid juice and box of AFIA juice. Christine has been doing this business since the year 2002 and has mastered the art of doing this business. The demand is readily available in Kajjansi market. However, it's no all rosey, sometime she experiences low customer turn-up especially during the muslim fasting period during day time and during rainy days as customers tend not to take cold drinks. Consequently, when hand made fruit juice has stayed for a day or so, she has to give it out for free or pour it. It's construed as a financial loss to the business. But it does not occur very often though.
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12.00 %

Mulungi Doreen
She is up for a business group loan to purchase more stock items such as 5 bags of plantains (Matooke) and 3 bags of irish potatoes to increase on the stock levels the business holds currently. Doreen buys food produces in large amount and distributes to various Raw food vendours with food stalls or without but operating in an open ground space and collects payments after a day. She is also planning to have a Raw food stall near her home of residence to expand the business and sell off stock that has not been distributed in the market due to low demand which poses a risk to the business. She is a resident of Kajjansi C cell located within Kajjansi town council and has been doing this business for 4 years. She is confident with the business performance.
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9.79 %

Namujju Angella
She needs a business group loan to restock the business with new emerging fashionable stock items especially for tenagers and children wears. She is well experienced in doing this business for a period of 4 years and can predict the varying trend in the fashion and design industry in line with the children wears. The business has no major risk apart from a few lapses in price volatility. Angella is a resident of Kajjansi C cell located in Kajjansi town council but runs the cloth boutique in Kampala, 7 KM from Kajjansi town. She commutes every day to and fro.
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9.69 %

Walusimbi Lawrence
Lawrence is a resident of Katale Bukwenda. He needs a loan to purchase twenty litres of cooking oil, one carton of wheat floor and one bag of charcoal. he earns a weekly income of ugx. 546,750 which is sufficeient to service the loan. he is protected by and umbrella during the hot sun and rainny season while baking the chapattis.
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6.37 %

Sseguku Microfinance
Sseguku Microfinance Uganda (SMUG) needs additional funds to meet its obligations (salaries, audits, office rent, etc.) for the remainder of this financial year and is therefore approaching the lenders to secure funds for its operations. The need for additional funds has arisen as a result of increased staff costs as the company has started paying employees' income tax directly to the authorities. In addition, it has been necessary to replace the company's auditor, which also has caused additional expenses.  
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7.70 %

Nattembo Melida
She is up for a loan to purchase more food stock items such as pumpkins, sweet potatoes, yams and cassava. The food stall is situated in an open area in the market and she uses an umbrella as a temporary shelter. She suffers from rain water and heat but does not affect her sales. She has been operating the business for nineteen years which indicates a sign of business stability.
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11.89 %

Nambalirwa Mariam
Mariam is a resident of Kajjansi cell ‘A’. She is up for a loan to purchase 300 broiler chicks, chicken feeds and vaccines. Her business has a risk of chicks dying if not managed well but she has been in this business for thirty nine years, indicating that she has many years of experience in managing the business.
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11.96 %

Biikara Eunice
Eunice is a resident of Kajjansi town council. She runs a food stall within Kajjansi market and she has been in this type of business for eight years. She needs a loan to restock her business like to purchase a bag of onions, a bag of Irish potatoes. This items that keep this business running have a risk of rotting if not sold within a stipulated period of time. She also wants to start a business of selling clothes for children and adolescents as a side business.
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5.02 %

Nalugo Angela
  She is up for a loan to purchase three metal flasks, a dozen of saucepans, three dozen of plates and food. She has been in this type of business for four years. Her business has a risk of food going bad if not consumed within the day but she has clients who keep eating her food.
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6.70 %

Namutebi Catherine
Catherine is a resident of Kajjansi town. She has been in this kind of business for thirty-two years. She is up for a loan to purchase a box of tomatoes, a bag of onions, vegetables, fruits, charcoal stove and raw food. She is confident that she can service the loan since she has enough experience on her business.
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12.00 %

Namakula Margrate
She needs a loan to purchase and extract more stock of clay as well as increasing on the stock of fresh fish. She has been in this business for five years. She makes the clay cooking stoves herself. The clay products can easily get spoiled by developing cracks and break if not handled properly or become shapeless if it rains on them.
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4.76 %

Lutatinisibwa Idirisa
Idirisa needs a loan to purchase six boxes of soap, one hundred kilograms of sugar (2 bags), two jerricans (40 litres) of cooking oil, one hundred kilograms of posho, one hundred kilograms of beans, twelve crates of soda and ladies oils. He has been in this business for four years. His business has a major risk of products expiry dates.
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12.00 %

Namuyiga Rehemah Gilly
Rehema is a resident of kajjansi ‘B’.  She needs a loan to purchase 20 Nile patch ty of fish, 30 Tilapia type of fish, 1 bag of silver fish and she has been in this business for four years. She also needs to purchase bananas for making juice for her other business and to restock her retail shop with items such as plastics, carton of salt, 2 cartons of sanitary pads, 4 boxes of soap, 2 jericans of cooking oil, 1 bag of sugar (50 KG), 4 trays of eggs and other items. The fish business has major risks of rotting if not sold quickly and juice can go bad if not sold faster. Her retail shop has a risk of items expiring on dates if not sold before.
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8.90 %

Ndagire Jolly
She needs a loan to purchase 8 bags of charcoal. She breaks the bag into smaller units to be able to maximize sales quickly. She has been in this business for nine years. The business has no major risks apart from rain water which makes the charcoal wet once in a while since the stall is in an open space but does not compromise with its quality nor rejection from customers. With this group loan, she will be able to increase on the stock retention and the demand is readily available on a daily basis from local restaurants and walk-in customers in Kajjansi market
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8.09 %